See the VOR/VOM Overview for common fields, integration notes, workflow, and general information about VOR/VOM forms.
Required data fields
Request information (completed by lender/borrower)
| Field Name | Type | Required | Data Source | Notes |
|---|---|---|---|---|
| Account type | String | Yes | User input | Enum: “RENTAL” |
| Property address | String | Yes | Loan entity or User input | Address of rental property |
| Account in name of | String | Yes | Borrower entity | Name(s) on the account |
| Account number | String | Conditional | User input | Account number if available |
Verification information (completed by landlord)
| Field Name | Type | Required | Data Source | Notes |
|---|---|---|---|---|
| Account type verified | String | Yes | Third-party input | Enum: “RENTAL_ACCOUNT” |
| Tenant rented since | Date | Yes | Third-party input | Date tenant began renting, format: MM/DD/YYYY |
| Tenant rented to | Date | Conditional | Third-party input | Date tenant stopped renting (if applicable), format: MM/DD/YYYY |
| Rent amount | Number | Yes | Third-party input | Monthly rent amount in dollars |
| Rent payment period | String | Yes | Third-party input | Payment period (e.g., “month”, “week”) |
| Rent in arrears | Boolean | Yes | Third-party input | Whether rent is currently in arrears |
| Arrears amount | Number | Conditional | Third-party input | Amount in arrears if rent in arrears = Yes, in dollars |
| Arrears period | String | Conditional | Third-party input | Period for which rent is in arrears |
| Times 30 days late | Number | Yes | Third-party input | Number of times account has been 30 days overdue in last 12 months |
| Account satisfactory | Boolean | Yes | Third-party input | Whether account is in satisfactory standing |
Suggested questions for data collection
Request questions (lender/borrower)
| Question | Response Type | Validation |
|---|---|---|
| ”What type of account needs verification?” | Select | Required, option: Rental |
| ”What is the rental property address?” | Text input | Auto-populated from loan entity or user input |
| ”What name(s) are on the account?” | Text input | Auto-populated from borrower entity |
| ”What is the account number?” | Text input | Optional if available |
Verification questions (landlord)
| Question | Response Type | Validation |
|---|---|---|
| ”What type of account is this?” | Select | Required, option: Rental Account |
| ”When did the tenant start renting?” | Date | Required, format: MM/DD/YYYY |
| ”When did the tenant stop renting? (if applicable)“ | Date | Optional, format: MM/DD/YYYY |
| ”What is the monthly rent amount?” | Number | Required, positive number, format: currency |
| ”What is the rent payment period?” | Select | Required, options: month, week |
| ”Is the rent currently in arrears?” | Yes/No | Required |
| ”If yes, what is the amount in arrears?” | Number | Required if in arrears, positive number, format: currency |
| ”If yes, what period is the rent in arrears for?” | Text input | Required if in arrears |
| ”How many times has the account been 30 days late in the last 12 months?” | Number | Required, non-negative integer |
| ”Is the account in satisfactory standing?” | Yes/No | Required |